Property Loss Prevention

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Property Loss Prevention

August 12, 2024
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Left Panel Of George Julian Zolnay’s Allegorical “Academic, Business & Manual Education” Granite Frieze At Francis L. Cardozo High School (Washington, DC)

All fifty United States have their own “signature” disaster with which to reckon; some more than others.   California has earthquakes, Florida has hurricanes, Missouri has floods; and so on,  Life and property loss are preventable; but losses will persist because technical solutions notwithstanding, culture determines human behavior.  It is impossible to be alive and safe.

FM Global is one of several organizations that curate privately developed consensus products that set the standard of care for many industries; education communities among them.  These standards contribute to the reduction in the risk of property loss due to fire, weather conditions, and failure of electrical or mechanical equipment.  They incorporate nearly 200 years of property loss experience, research and engineering results, as well as input from consensus standards committees, equipment manufacturers and others.

If you want FMGlobal as your insurance carrier, or to supplement your organization’s self-insurance program, then you will likely be assigned an FMGlobal conformity professional.

A scan of its list data sheets indicate a number of noteworthy updates of documents establishing minimum requirements for safety technologies common in education facilities:

Technical Reports Supporting Code Change

Note that the bulk of the safety concepts in the foregoing titles incorporate by reference the safety concepts that cross our radar every day   FM Global provides direct access to the full span of its documents at this link:

FM GLOBAL PROPERTY LOSS PREVENTION DATA SHEETS

Note FM Global updates its standards every three months:

Standards in Progress

To respond to calls for public consultation you will need to set up (free) access credentials.

We keep FMGlobal titles — and the literature of other property insurers involved in standards setting — on the standing agenda of our Risk, Snow and Prometheus colloquia.  See our CALENDAR for the next meeting.

Issue: [Various]

Category: Risk, Facility Asset Management


More

Deloitte University: Innovation in Insurance

University of Pennsylvania demonstrates the critical importance of sprinklers in dormitories

Syracuse University presents an eclectic mix of risk management challenges

Jackson Laboratory

Representative force majeure clauses.

Example 1: Basic Force Majeure Clause

“Neither party shall be liable for any failure or delay in performance of its obligations under this agreement due to events beyond its reasonable control, including but not limited to acts of God, war, terrorism, civil commotion, labor strikes, and natural disasters. The affected party shall promptly notify the other party of the force majeure event and take reasonable steps to mitigate its impact on performance. During the continuance of such events, the obligations of the affected party shall be suspended, and the time for performance shall be extended.”

Example 2: Detailed Force Majeure Clause

“In the event that either party is unable to perform its obligations under this agreement due to a force majeure event, the affected party shall promptly notify the other party in writing, specifying the nature and anticipated duration of the force majeure event. Force majeure events shall include, but are not limited to, acts of God, strikes, lockouts, government action or inaction, war, terrorism, epidemics, and natural disasters. The affected party shall use reasonable efforts to overcome or mitigate the effects of the force majeure event. If the force majeure event continues for a period of [specified duration], either party may terminate this agreement by providing written notice to the other party.”

 

 

Climate Psychosis

August 12, 2024
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“The only thing worse than religion is lack of religion”

Edmund Burke

 

A conversation with Bjorn Lomborg, a visiting fellow at the Hoover Institution, the president of the Copenhagen Consensus Center, and one of the foremost climate experts in the world today. His new book — “False Alarm: How Climate Change Panic Costs Us Trillions, Hurts the Poor, and Fails to Fix the Planet” — is an argument for treating climate as a serious problem but not an extinction-level event requiring such severe and drastic steps as rewiring a large part of the culture and the economy.

How easy it is to make people believe a lie, and [how] hard it is to undo that work again! - Mark Twain

Dialectic: Climate Change

Mass Formation Psychosis

Centre for Studies of Climate Change Denialism

Readings

Brookings: Michael Crichton and Global Warming

Unibrass: Olympic Fanfare

August 11, 2024
mike@standardsmichigan.com

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Unibrass


Alexis de Tocqueville on the Foundations of American Democracy

August 11, 2024
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Alexis de Tocqueville was born in Paris and came from a prominent lineage, with his father serving as a royalist prefect under the Bourbon restoration.

In 1831, at the age of twenty-five, Alexis de Tocqueville made his fateful journey to America, where he observed the thrilling reality of a functioning democracy. From that moment onward, the French aristocrat would dedicate his life as a writer and politician to ending despotism in his country and bringing it into a new age.



Quotes from Alexis de Tocqueville’s “Democracy in America”:

  1. “The greatness of America lies not in being more enlightened than any other nation, but rather in her ability to repair her faults.”
  2. “Americans are so enamored of equality that they would rather be equal in slavery than unequal in freedom.”
  3. “In democratic ages, human beings rarely sacrifice themselves for one another voluntarily; they almost always do so because they are impelled to by some power outside themselves.”
  4. “Despotism often presents itself as the repairer of all ills suffered, the support of just rights, defender of the oppressed and founder of order.”
  5. “The best laws cannot make a constitution work in spite of morals; morals can turn the worst laws to advantage.”
  6. “I do not know if the people of the United States would vote for superior men if they ran for office, but there can be no doubt that such men do not run.”
  7. “The most dangerous moment for a bad government is when it begins to reform.”
  8. “The Americans combine the notions of Christianity and of liberty so intimately in their minds that it is impossible to make them conceive the one without the other.”
  9. “The will of man is not shattered, but softened, bent, and guided; men are seldom forced by it to act, but they are constantly restrained from acting. Such power does not destroy, but it prevents existence; it does not tyrannize, but it compresses, extinguishes, and stupefies a people, till each nation is reduced to nothing better than a flock of timid and industrious animals, of which the government is the shepherd.”
  10. “Americans combine the notions of Christian morality and of liberty so intimately in their minds that it is impossible to make them conceive the one without the other.”
  11. “In the United States, the most enlightened are the most religious; and the most religious are the most enlightened.”
  12. Americans of all ages, all conditions, and all dispositions constantly form associations… Wherever at the head of some new undertaking you see the government in France, or a man of rank in England, in the United States you will be sure to find an association.”

 

Student-run coffee shop

August 11, 2024
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Standards Ohio

Artist: Bob Dylan (featuring Leonard Cohen)

There’s a new coffee shop in Cleveland, and it’s in John Marshall High School. The “Lawyers Café” serves lattes, healthy fruit smoothies, and Rising Star coffee, and it’s completely student-run. While they brew up the drinks as baristas and handle the budgets on the finance team, all of the scholars are getting hands-on job skills and learning what it takes to run their own small business.”

American Enterprise Institute: One Nation, Under Lawyers

CLICK HERE

President George H. Bush’s prescient warning to graduates about the destabilizing dangers of “political correctness” to the American experiment in a constitutional republic.  Escalated by the presidencies of Barack Obama and Joseph Biden; accelerated by multinational social media conglomerates, free speech — globally — remains challenged and threatens the return to the tribalism that doomed ancient civilizations.  Higher education in America will have the heaviest hand in this transformation.

“Ironically, on the 200th anniversary of our Bill of Rights, we find free speech under assault throughout the United States, including on some college campuses. The notion of political correctness has ignited controversy across the land. And although the movement arises from the laudable desire to sweep away the debris of racism and sexism and hatred, it replaces old prejudice with new ones. It declares certain topics off-limits, certain expression off-limits, even certain gestures off-limits.”

Engineering Research: Coffee Science

Coffee

Readings

Wealth of Nations, Adam Smith

Capitalism and Freedom, Milton Friedman

Schumpter’s Theory of Creative Destruction

Cinq ans après

August 11, 2024
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“The only thing worse than religion is its absence”
Edmond Jabès (Le Livre des Questions)

“Prometheus creating Man in the presence of Athena” 1802 | Jean-Simon Berthélemy

Fire Safety

 

Cambridge Center for Smart Infrastructure & Construction

August 11, 2024
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“Clare Hall and King’s College Chapel, Cambridge, from the Banks of the River Cam” / Joseph Mallord William Turner (1793)

 

Smart Infrastructure: Getting More From Strategic Assets

Dr Jennifer Schooling, Director of CSIC

Dr Ajith Parlikad, CSIC Co-Investigator and Senior Lecturer

Mark Enzer, Global Water Sector Leader

Mott MacDonald; Keith Bowers, Principal Tunnel Engineer, London Underground

Ross Dentten, Asset Information and Configuration Manager, Crossrail

Matt Edwards, Asset Maintenance and Information Manager, Anglian Water Services

Jerry England, Group Digital Railway Director, Network Rail

Volker Buscher, Director, Arup Digital

 

Smart Infrastructure is a global opportunity worth £2trn-4.8trn. The world is experiencing a fourth industrial revolution due to the rapid development of technologies and digital abundance.

Smart Infrastructure involves applying this to economic infrastructure for the benefit of all stakeholders. It will allow owners and operators to get more out of what they already have, increasing capacity, efficiency and resilience and improving services.

It brings better performance at lower cost. Gaining more from existing assets is the key to enhancing service provision despite constrained finance and growing resource scarcity. It will often be more cost-effective to add to the overall value of mature infrastructure via digital enhancements than by physical enhancements – physical enhancements add `more of the same’, whereas digital enhancements can transform the existing as well.

Smart Infrastructure will shape a better future. Greater understanding of the performance of our infrastructure will allow new infrastructure to be designed and delivered more efficiently and to provide better whole-life value.

Data is the key – the ownership of it and the ability to understand and act on it. Industry, organisations and professionals need to be ready to adjust in order to take advantage of the emerging opportunities. Early adopters stand to gain the most benefit. Everyone in the infrastructure sector has a choice as to how fast they respond to the changes that Smart Infrastructure will bring. But everyone will be affected.

Change is inevitable. Progress is optional. Now is the time for the infrastructure industry to choose to be Smart.

 

LEARN MORE:

Cambridge Centre for Smart Infrastructure and Construction


Perspective: Since this paper is general in its recommendations, we provide examples of specific campus infrastructure data points that are difficult, if not impossible, to identify and “make smart” — either willfully, for lack of funding, for lack of consensus, for lack of understanding or leadership:

    1. Maintenance of the digital location of fire dampers in legacy buildings or even new buildings mapped with BIM.  Doors and ceiling plenums are continually being modified and the As-Built information is usually not accurate.  This leads to fire hazard and complicates air flow and assuring occupant temperature preferences (i.e. uncontrollable hot and cold spots) 
    2. Ampere readings of feeder breakers downstream from the electric service main.  The power chain between the service substation and the end-use equipment is a “no-man’s land” in research facilities that everyone wants to meter but few ever recover the cost of the additional metering.
    3. Optimal air flow rates in hospitals and commercial kitchens that satisfies both environmental air hazards and compartmentalized air pressure zones for fire safety.
    4. Identification of students, staff and faculty directly affiliated with the campus versus visitors to the campus.
    5. Standpipe pressure variations in municipal water systems
    6. Pinch points in municipal sewer systems in order to avoid building flooding.
    7. How much of university data center cost should be a shared (gateway) cost, and how much should be charged to individual academic and business units?
    8. Should “net-zero” energy buildings be charged for power generated at the university central heating and electric generation plant?
    9. How much staff parking should be allocated to academic faculty versus staff that supports the healthcare delivery enterprises; which in many cases provides more revenue to the university than the academic units?
    10. Finally, a classical conundrum in facility management spreadsheets: Can we distinguish between maintenance cost (which should be covered under an O&M budget) and capital improvement cost (which can be financed by investors)

 

 

“Mountain High Apple Pie”

August 10, 2024
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North Carolina State University Facilities

 

Kitchens 300

Standards North Carolina

French Baguette & Cowboy Coffee

August 10, 2024
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Standards Kentucky

Napoleon Bonaparte changed the specification for the traditional round bread so that his soldiers could more easily march with food. Chef Woehrle from the National Center for Hospitality Studies in Jefferson County Kentucky demonstrates how to do it.

Cowboy Coffee

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