Elderflower Liqueur is So Good It’s Nicknamed the Bartender’s Ketchup
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Elderflower Liqueur
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CFRU 93.3FM
Student radio stations are learning platforms for aspiring broadcasters and media professionals. They offer practical training and hands-on experience in radio production, programming, and broadcasting. Many educational institutions with student radio stations integrate these stations into their curriculum, providing students with the opportunity to apply theoretical knowledge in a real-world broadcasting setting.
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Tax-Free Bonds
Current Referenda
Perspective:
In the November 2022 elections, a significant number of school bond referenda were presented to voters across the United States. For example, in Wisconsin alone, there were 57 successful capital referenda amounting to nearly $2.1 billion in authorized debt (Wisconsin Policy Forum)
In Texas, Central Texas schools had a total of $4.24 billion in bonds on the ballot, covering various propositions for school facilities, technology improvements, and athletic facilities (Fox 7 Austin)
In California and Arkansas, bond measures totaling $74 million — including school choice — were aimed at addressing school facility improvements (The74Million)
Voters in 16 North Carolina counties approved bond issues totaling $4.27 billion, with $3.08 billion dedicated to K-12 public school construction and improvements (EducationNC)
“The cure for high prices, is high prices” — They say.
Today we explore fiscal runaway in the US education “industry” with particular interest in the financing instruments for building the real assets that are the beating heart of culture in neighborhoods, cities, counties and states. We steer clear of social and political issues. The marketing of these projects — and how the loans are paid off — provides insight into the costs and benefits of this $100+ billion industry; the largest non-residential building construction market in the United States.
We cannot do much to stop the hyperbolically rising cost of administrative functionaries but we can force the incumbents we describe in our ABOUT to work a little harder to reduce un-used (or un-useable) space and reduce maintenance cost. Sometimes simple questions result in obvious answers that result in significant savings.
More recently hybrid teaching and learning space, owing the the circumstances of the pandemic, opens new possibilities for placing downward pressure on cost.
Regulation or Money-Laundering?
After Architect-Engineers and Building Construction Contractors (many of whom finance election advocacy enterprises) the following organizations are involved in placing a bond on the open market:
- School Districts: Individual school districts issue bonds to fund construction or renovation of school facilities, purchase equipment, or cover other educational expenses. Each school district is responsible for managing its own bond issuances.
- Colleges and Universities: Higher education institutions, such as universities and colleges, issue bonds to finance campus expansions, construction of new academic buildings, dormitories, research facilities, and other capital projects.
- State-Level Agencies: Many states have agencies responsible for overseeing and coordinating bond issuances for schools and universities. These agencies may facilitate bond sales, help ensure compliance with state regulations, and provide financial assistance to educational institutions.
- Municipal Finance Authorities: Municipal finance authorities at the state or local level often play a role in facilitating bond transactions for educational entities. They may act as intermediaries in the bond issuance process.
- Investment Banks and Underwriters: Investment banks and underwriters assist educational institutions in structuring and selling their bonds to investors. They help determine bond terms, market the bonds, and manage the offering.
- Bond Counsel: Bond counsel, typically law firms, provide legal advice to educational institutions on bond issuances. They help ensure that the bond issuance complies with all legal requirements and regulations.
- Rating Agencies: Rating agencies, such as Moody’s, Standard & Poor’s, and Fitch Ratings, assess the creditworthiness of the bonds and assign credit ratings. These ratings influence the interest rates at which the bonds can be issued.
- Investors: Various institutional and individual investors, including mutual funds, pension funds, and individual bond buyers, purchase school and university bonds as part of their investment portfolios.
- Financial Advisors: Financial advisory firms provide guidance to educational institutions on bond issuances, helping them make informed financial decisions related to borrowing and debt management.
- Regulatory Authorities: Federal and state regulatory authorities, such as the U.S. Securities and Exchange Commission (SEC) and state-specific agencies, oversee and regulate the issuance of bonds to ensure compliance with securities laws and financial regulations.
These organizations collectively contribute to the process of issuing, selling, and managing school and university bonds in the United States, allowing educational institutions to raise the necessary funds for their capital projects and operations. The specific entities involved may vary depending on the size and location of the educational institution and the nature of the bond issuance.
Bond issuances affect local property values.
Stirling’s Coffee House
https://www.stirlingvenues.com/visiting-us/eating-drinking
Qualified Zone Academy Bonds
Image Credit: Envato
From the Wikipedia:
Qualified Zone Academy Bonds (QZABs) are a U.S. government debt instrument created by Section 226 of the Taxpayer Relief Act of 1997. It was later revised and regulations may be found in Section 54(E) of the U.S. Code. QZABs allow certain qualified schools to borrow at nominal interest rates (as low as zero percent) for costs incurred in connection with the establishment of special programs in partnership with the private sector…
…Funds can be used for renovation and rehabilitation projects (including energy projects), as well as equipment purchases (including computers). QZABs cannot be used for new building construction. The school district must obtain matching funds from a private-sector/non-profit partner equal to at least 10% of the cost of the proposed project. Information on the two QZAB federal mandates, 10% match and academy, can be obtained by visiting the American Association of School Administrators (AASA) school financing toolkit (see resources below).
…The normal annual allocation each year has been $400,000,000. However, during 2008, 2009, and 2010, the American Recovery & Reinvestment Act (ARRA) increased these amounts to 1.4 billion. The 2011 allocation has returned to the $400,000,000 level. The allocation is divided up by all fifty states and US possessions. QZABs are a temporary program, subject to reauthorization. The last authorization was for the calendar years 2012 and 2013. Authorizations must be used within two years following the year for which they were given, meaning that authorizations given in 2012 must be used by December 31, 2014. As of July 21, 2014, the reauthorization of the QZAB program for years 2014 and 2015 has not been passed by the U.S. Congress. [Emphasis added*]…
From the US Department of Education:
…Schools usually fund large projects, like building renovation or construction, through debt mechanisms such as tax-exempt bonds or loans. School districts must then pay a substantial amount of interest on this debt. For schools serving low income students, QZABs reduce the burden of interest payments by giving financial institutions holding the bonds (or other debt mechanism) a tax credit in lieu of interest. The school district must still pay back the amount of money it initially borrowed, but does not have to pay any interest — typically about half the cost of renovating a school. The credit rate for QZABs sold on a given day is set by the Treasury Department…
With the COVID-19 pandemic disrupting education facility construction projects — and the prospect of at least 10 percent of the built environment rendered redundant for all time — it is enlightening to review the several sources of financing for these construction projects.
We review education industry construction project status and financing at least twice a month during our US Census Bureau Monthly Construction and Finance teleconferences. See our CALENDAR for the next online meeting; open to everyone. Use the login credential at the upper right of our home page.
* The Rebuild America’s Schools Act of 2019 (H.R. 865/S. 266)
LEARN MORE:
Educational Settlement Finance
Giovanni Paolo Panini, An architectural capriccio with figures among Roman ruins
The post-pandemic #WiseCampus transformation requires significant capital to meet the sustainability goals of its leadership. Campuses are cities-within-cities and are, to a fair degree, financed in a similar fashion. Tax-free bonds are an effective instrument for school districts, colleges and universities — and the host community in which they are nested — for raising capital for infrastructure projects while also providing investors with, say $10,000 to $100,000, to allocate toward a tax-free dividend income stream that produces a return in the range of 2 to 8 percent annually.
An aging population may be receptive to investment opportunities that protect their retirement savings from taxation.
Curious about the municipal bond market? Check out the MSRB’s new resource “Municipal Market Basics” to start your journey through the MSRB’s newly updated Education Center: https://t.co/BIMBxWpKGkhttps://t.co/PLhtaXzdD9 pic.twitter.com/FVARkkYZAD
— MSRB (@MSRB_News) November 28, 2023
Once a month, we walk through the prospectuses of one or two bond offerings of school districts, colleges and universities and examine offering specifics regarding infrastructure construction, operations and maintenance. We pay particular attention to details regarding “continuing operations”. Somehow the education industry has to pay for its green agenda. See our CALENDAR for the next Finance colloquium; open to everyone.
The interactive map provided by Electronic Municipal Market Access identifies state-by-state listings of tax-free bonds that contribute to the construction and operation of education facilities; some of which involved university-affiliated medical research and healthcare delivery enterprises.
CLICK ON IMAGE FOR INTERACTIVE MAP
If you need help cutting through this list please feel free to click in any day at 11 AM Eastern time. Use the login credentials at the upper right of our hope page. We collaborate with subject matter experts at Municipal Analytics and UBS.
Issue: [Various]
Category: Administration & Management, Finance, #SmartCampus
Colleagues: Mike Anthony, John Kaczor, Liberty Ziegahn
*We see the pandemic as a driver for a step-reduction in cost in all dimensions of education communities. We coined the term with a hashtag about two years ago.
*College and university infrastructure projects are classified with public school districts under the rubric “municipal bonds” at the moment. CLICK HERE for more information.
Good question. pic.twitter.com/FtW0eSaQs7
— Thomas Sowell Quotes (@ThomasSowell) January 27, 2025
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“FDSC 4300: The Science and Technology of Beer”
Professor Karl Siebert, who teaches FDSC 4300, The Science and Technology of Beer, demonstrates how to properly pour a beer and discusses the sensory experience of beer appreciation. In a recent study, Siebert identified the key component in a ‘perfect’ head of beer: a barley protein known as Lipid Transport Protein 1 or LPT1.
Food Science Professor Karl Siebert teaches "FDSC 4300: The Science and Technology of Beer"@Cornell @CornellCALShttps://t.co/u9mHiibrg2 pic.twitter.com/ESZlcK2klk
— Standards Michigan (@StandardsMich) April 28, 2023
does your campus have a beer garden? pic.twitter.com/H19GxQd0Eu
— Alexander Ahammer (@AhammerAlex) May 5, 2023
How Do You Measure the Percentage of Alcohol in Beer, Wine and Other Beverages?https://t.co/WitMHCUKGdhttps://t.co/VS3p32cdGd@NIST pic.twitter.com/FPKBBSari9
— Standards Michigan (@StandardsMich) November 28, 2022
Microgrids
We were doing microgrids before microgrids were cool. We did not call our school boiler plants or campus district energy systems “microgrids” until the EPACT flooded the electrical power industry with a new cadre of policy makers, regulators and litigators and we were forced into a vocabulary upgrade.
National Electrical Code Article 705 Interconnected Power Sources: Second Draft Transcript
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We resume our engagement (and advocacy) for a few concepts which have tracked in the NFPA and IEEE standards development catalogs since the early 1990’s:
- Nudge development of the National Electrical Code to recognize that loss of electrical power presents (i.e. reliability, availability) a greater hazard, and more frequent hazard, than wiring fire hazard.
- The application of stand-alone AC to DC inverters in the 100 – 1000 watt range to convert DC power from an automobile to households. A portable vehicle to home 120 VAC outlet strip is effectively a “microgrid” and costs less than $100 not including the extension cords.
- Expansion of the hybrid vehicle fittings with a built-in inverter to provide power to households in the 1000-2000 watt range. In contemporary parlance this arrangement is now referred to as “vehicle to home” (different than vehicle to grid)
- Relaxation of NEC prohibitions against the sharing of residential backup generators and electric storage equipment between two or more separate houses. This can reduce cost significantly. Earthing, ground fault, disconnect, overcurrent protection can easily be solved if the vertical incumbents we describe in our ABOUT stop voting against us in the National Electrical Code
- Stepping up the backup power systems that maintain the needed power for neighborhood internet access. Not all students and faculty live on campus.
- Policy makers and regulators should think in terms of setting standards for 10-day, 30-day and 90-day survivability contingencies to limit civil unrest.
- Preservation of contingencies with a judicious combination of absorption and electric chillers no matter what the electric rate. During a major regional contingency power is priceless.
- Promote a “cultural change” among specifiers and university design guideline writers to permit use of aluminum wiring which cost 1/3 less than copper wiring. Use of aluminum wiring for backup “swing feeders” at medium voltage reduces the cost of an additional contingency by 2/3rds.
- Reduce National Electrical Code circuit sizing rules so that distribution transformers within buildings can be reduced, thereby reducing material, heat waste and the reduction of wet-stacking in backup generators which reduces reliability.
This should be enough for an hour. We continue the conversation 4 times monthly with the IEEE Education & Healthcare Facilities Committee. Feel free to join us today with the login credentials at the upper right of our home page.
University of Delaware Vehicle to Grid Research
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— Electrical Knowledge (@electric_4u) July 11, 2024
Mark your calendar for the Microgrid Knowledge Conference session, “Benefits of an Off-grid Microgrid-enabled Community”. This panel will describe the residential site, microgrid, fit to the city’s sustainability goals, and benefits & challenges of going off-grid. Register now! pic.twitter.com/hsAKrERIkj
— MicrogridNews (@MicrogridNews) January 15, 2025
Grid-Connected Microgrid Battery Energy Storage Systems
Overview of Technical Specifications for Grid-Connected Microgrid Battery Energy Storage Systems
A. Rahman Khalid, et. al
Abstract: Increasing distributed topology design implementations, uncertainties due to solar photovoltaic systems generation intermittencies, and decreasing battery costs, have shifted the direction towards integration of battery energy storage systems (BESSs) with photovoltaic systems to form renewable microgrids (MGs). Specific benefits include, but are not limited to, seamless switching and islanding operations during outages and ancillary grid services. The evolution of battery chemistries and other components has also further enhanced practicality; however, developing these multifaceted MGs involves complexity in the design process. Consequently, stakeholders rely on connection standards and operational requirements to guarantee reliable and safe grid-connected operations.
This paper presents a technical overview of battery system architecture variations, benchmark requirements, integration challenges, guidelines for BESS design and interconnection, grid codes and standards, power conversion topologies, and operational grid services. In addition, a comprehensive review of the control strategies for battery equalization, energy management systems, communication, control of multiple BESSs, as well as a discussion on protection blinding and intentional islanding using BESSs is also provided. Finally, a discussion of the islanded and black start operation results for time-based analysis and standard validation of a 3MW/9MWh BESS in a grid-connected MG at the Florida International University (FIU) Engineering Campus is presented.
New update alert! The 2022 update to the Trademark Assignment Dataset is now available online. Find 1.29 million trademark assignments, involving 2.28 million unique trademark properties issued by the USPTO between March 1952 and January 2023: https://t.co/njrDAbSpwB pic.twitter.com/GkAXrHoQ9T
— USPTO (@uspto) July 13, 2023
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